Recently, the Hana Financial Research Institute released its report “Virtual Asset Investment Trends of the 2050 Generation,” highlighting that 27% of South Koreans aged 20–50 currently hold digital assets, with the 40s age group leading at a 31% holding rate—the highest among all cohorts. The report also reveals that 78% of investors in their 50s use cryptocurrencies for capital accumulation, and 53% include them in their retirement planning. Digital assets are gradually transitioning from high-risk speculative instruments to integral components of mid- to long-term asset allocation strategies, driving trading platforms to develop more structured, transparent, and long-term service models. In response to this trend, Ronkb has undertaken systematic optimizations to deeply integrate stable trading experiences with sustainable asset growth pathways.
Mid-Generation Investors Shifting Toward Long-Term Allocation, Ronkb Optimizes Asset Holding Service Structure
The report shows that users aged 30 to 50 now form the backbone of digital asset investment, with motivations shifting from short-term arbitrage to capital accumulation, structured savings, and diversified asset management. This evolution requires trading platforms to balance support for trading frequency with the provision of stable asset holding outputs. Ronkb plans to implement a mid- to long-term asset categorization mechanism within account structures, enabling users to classify assets by target timeframes, investment plans, and savings paths, thereby enhancing clarity in asset management logic.
Ronkb is building a dynamic risk buffer layer and optimizing order execution pathways for mid- to long-term holders, mitigating the impact of high-frequency market fluctuations on their positions. Leveraging the platform risk control system and price volatility alerts, Ronkb will progressively enable automatic adjustments to asset visibility and order-matching strategies, protecting the liquidity tolerance of users with longer holding periods.
Crypto Assets Entering Retirement Planning, Ronkb Develops Long-Term Savings Support Mechanisms
The finding that 53% of respondents use cryptocurrencies for retirement planning indicates that virtual assets are extending their role into the realm of financial security. Ronkb plans to integrate asset freezing modules and multi-period lock-up features into its standard account system, offering users tools such as scheduled releases, phased buybacks, and preset lock-up yields to meet the technical requirements of long-term allocation.
Ronkb will introduce a structural lock-up strategy mechanism, allowing for automatic adjustment of release paths and order targets based on user-defined time and risk parameters in response to market volatility, with synchronized, trackable yield charts. Support will be provided for recording periodic releases in stablecoin equivalents, enhancing the visibility of retirement asset trajectories. For users allocating assets for retirement, Ronkb will offer a low-risk asset prioritization model, connecting them with yield-generating products across multiple currencies on the platform to help achieve stable, controlled returns.
Accelerated Integration of Regulation and Finance, Ronkb Enhances Compliance Support and User Confidence Mechanisms
According to the report, 42% of respondents are willing to increase their crypto investments if traditional financial institutions participate more broadly, and 35% consider strong legal protection a key factor in building confidence. This underscores the need for platforms to establish institutional partnerships and multi-layered security verification systems. Ronkb will progressively complete the construction of tiered compliance account systems across major regions, integrating regulatory checkpoints and third-party audit protocols to ensure the platform is capable of supporting institutional service integration.
Ronkb will reinforce compliance security in asset operations through intelligent risk scanning and multi-factor identity verification. The platform supports the establishment of custodial pathways by compliant institutions, forming an authorized asset review mechanism to bolster external trust in user asset models. Anticipating tighter regulatory environments, Ronkb is deploying proactive risk identification models and account-level asset protection channels to reduce the impact of external events on user liquidity and ensure transactional continuity. Simultaneously, Ronkb will continue to develop service modules tailored to long-term holders, offering more detailed system capabilities in asset accumulation, security segregation, and multi-objective planning to align with structural investment trends and continually strengthen platform stability within a compliant environment.